Taxi Cab And Livery Car Accidents

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Taxi Cab And Livery Car Accidents

Q: Do you know the difference between a livery car and (medallion) yellow taxi cab?

A: Livery cars must be dispatched to pick up riders confirmed location. Yellow (medallion) taxi cabs can select up street hails.

Are you aware? Livery cars outnumber yellow taxis by a lot more than 3 to 1.

You may think you risk your lifetime riding in a New York City taxi cab. We’ve all seen taxi drivers portrayed on television and in movies as barely speaking English and reckless drivers. However, research conducted recently shows that New York City cab drivers are less accident-prone than drivers of other vehicles. In New York State, a study showed that accident or crash rates were …” lower for livery cars and taxicabs compared to other types of motor vehicles. Thus, taxi and livery car passengers are not as likely to be hurt in a collision than passengers in other types of vehicles.

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Experts attribute this record of greater safety in pay-for-hire cars to the greater time and experience of their drivers driving – some around 3000 hours each year. Records for these drivers are watched by the N.Y.C. Taxi and Limousine Commission and car insurance companies. Drivers with too many accidents or traffic tickets risk losing their driver’s license or insurance coverage, as well as their ability to earn a living.

The accident rate per car for yellow taxis is higher than for livery cars, but most yellow taxis are impelled around the clock while most livery cars are impelled less than 12 hours each day.

Other findings of the study:

Livery cars and taxi cabs injure pedestrians in a lower rate than other motor vehicles, but taxis may cause injuries to bicyclists kinds of vehicles.

Passengers hurt in a taxi cab tend to be hurt or injured worse than passengers in other vehicles.

Blamed for this statistic are hitting “smack” in to the interior partition separating the passenger compartment from the driver, and the failure of most taxi and livery passengers to use their seatbelts. The partitions are especially known for causing serious facial injuries to passengers – including facial fractures or eye injuries or broken bones, broken death, lacerated or cut lips, and so on.

Every day in New York City there are approximately thirty accidents involving taxi cabs. IMPORTANT INSURANCE INFORMATION: Licensed taxi cabs and livery cars must carry minimum insurance policy of $100,000/$300,000, meaning any single person injured due to a taxi or livery driver’s negligence can recover as much as $100,000. The maximum the insurance company would pay negligently injured people could be $300,000. In certain cases there might be ways to recover more money; a question best asked of an experienced personal injury or negligence attorney.

Livery cars happen to be trying to poach street hails meant for yellow taxis more vigorously than ever before, sometimes waiting outside popular shopping malls or cruising bus stops. Unlicensed “gypsy” cars that sometimes don’t even have taxi or livery license plates are common in some parts of New York City. They may have no insurance whatsoever or only minimum coverage limits of $25,000/$50,000. Hardly enough to protect consumers from a driver’s negligence in case of a serious car crash.

Are you aware? The New York City Police Department includes a taxi fleet that carries undercover officers.

Also, did you know? The N.Y.C. Taxi & Limousine Commission has enacted a Bill of Rights for passengers of taxi (medallion) cabs along with a different Bill of Rights for riders in livery cars. See my blog post tomorrow for these Bills of Rights – which should be displayed in the car – and also for Frequently Asked Questions (and Answers) about Ny City’s taxis.

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